D&B Finance Analytics

Best suited for quick overview or credit profile of a potential customer. Less suited to singularly rely on the information there. A user still needs to triangulate to other sources online/connections.

This would be incredibly useful for any organization needing a broad financial picture of an organization. This is extremely useful for determining which customers are stressed financially or are most likely to pay late/not at all. I use this program every time I am looking at payment issues for any of my clients.

Overall, I feel that D&B is the best credit rating service to use for business to business credit. However, I don't feel it represents a comprehensive view of all vendors for a particular customer.

D&B Finance Analytics is well suited for understanding the background and requirements for entities located outside of the US. D&B Finance Analytics is thorough and keeps all corporate information very organized. I am able to see who acts as the authorized signers for various entities and whom to contact with any problems without having to go through a whole org chart of people to find someone knowledgeable about the question I am asking.

Credit analysis and decisions around new customers, risk rating, and renegotiation for existing customers.

We have had customers who come highly recommended for credit terms but the D&B tells a different story. We have actually denied terms based on that alone. We rely heavily on the accuracy of the information provided by the Finance Analytics application and have never encountered a problem with our decision based on that.

Well suited to pull comprehensive profile on larger and long-running businesses. unable to find information on newly established businesses.

I can always rely on accurate information on the D & B site. They help me to determine credit risks of potential customers.

Generally, D&B Finance Analytics is a useful tool for prequalifying potential suppliers from a financial perspective but often times we need additional information straight from the supplier themselves.

D&B has a better outlook and presentation than the other companies we met with. D&B shows that they have been around for sometime and proves they are much better than the rest.

It is a great tool to utilize regardless of the situation as more information leads to better decisions. The fewer companies reporting the less valuable it is.

D&B is well suited for companies & vendors who are extending lines of credit to customers and need the vital
financial information in order to make a sound and prudent decision.

The financial Analytics assisted with more information than another report we used and helped decline a customer otherwise found credit worthy through another customer. D&B found that they were having cash flow issues so we set the customer up as CIA instead of extended credit.

D&B Finance Analytics allows you to customize an automated decision making tool - aiding in credit extension decisions. In addition there are plenty of tools that can be leveraged and integrations available to export credit scoring into your ERP or CRM systems or importing aging details... both in an effort to help monitor customers who are credit risks.

It is great for identifying and searching for companies. If we need to find a company, understand its profile, its family tree, and some basic credit metrics this is ideal. I would like to see more connections to other risk portals such as Moody's/S&P, Bloomberg, news sources, etc. The credit analytics are helpful but still think need to be better organized and explained. I also use DNB for the trade payments/history. However, this page is a little hard to read and digest. We haven't started using the portfolio analysis as much as we should.

We just renewed for two more years because D&B is a great tool for our business. It covers us to be sure we are not giving terms to companies that can't pay within terms.

DnB is great for company analysis on a wide scale but often information regarding regional statistics are more useful in my day to day. Also more public information regarding individual locations would be helpful. I think some of the DnB analytics figures are repetitive and seem to mean the same thing, lastly I do not use many of the features of the site and just often look at the company summary page in my day to day.

I can't fathom any reason why D&B would be less appropriate. I have found that the services provided far outweigh the ranking of any other service as I have used another service, and it was extremely limited and fell way short of what was needed. D&B provides a lot of information on customers and more than any other service that I had previously used.

Well suited when trying to analyze larger companies, less appropriate on the smaller local companies as there does not seem to be much information available.

I have used D&B analytics both in my professional and educational pursuits and I have recommended it all the time to colleagues and classmates. Because the tool is very easy to use and provided back high level information for one to do more research against, D&B is a good start to anyone's journey whether it be a school report or sales prospecting.

In class, we would use D&B to gain insights on private companies who are competitors in a certain SIC/NAICS space. Similarly in my professional pursuits, D&B is great to understand if a company is a small business or commercial business or a national business. This helps in prospecting as an account manager, where we can provide credit needs depending on a minimum revenue amount. D&B is not the best tool from an efficiency perspective, because to get specific company information one must go into that company's profile.

D&B Finance Analytics is very well suited for making credit decisions about well established new customers but less appropriate for newly formed companies. The product is reliable and trustworthy when establishing credit limits and making credit decisions. D&B Finance Analytics is a great tool to use in conjunction with other tools.

D&B FA is perfect for use in companies that need to approve credit limits.

It is very well suited for customers with payment history. It would be great if it had more depth on smaller companies with less public history available - or no history. If D&B could send out credit inquiries as an add-on, it might result in quicker responses when a newer company or less public data applies.

We utilize D&B for most of new customer business accounts. We really like the Paydex indicator information.

It is less appropriate for small businesses that don't have any or much credit history. We would like the option to pull business owner information if business do not have any credit history.

I use D&B Finance Analytics as my go to tool when a customer's credit line is in for review to be increased.
Also, when a customer's payments have slow downed, I will look to D&B to see if there have been any reported changes.
I, professional have been a user of D&B for quite sometime and highly recommended.
D&B was extremely vigilant during Covid